Skip to content
English - United States
Contact us
  • There are no suggestions because the search field is empty.

Financing Your Mesocore Home

Financing Options Available

Ocean Capital Lending Partnership

Mesocore partners with Ocean Capital Lending to provide specialized financing for modular home construction. This loan can cover land acquisition, construction costs (site work and module), and permits.

Key Advantage: The loan converts seamlessly to a traditional mortgage upon completion, avoiding separate closing costs for two different loans.

Alternative Financing Options

  • HELOC (Home Equity Line of Credit): Borrow against equity in your existing home. Often offers lower interest rates than personal loans and is ideal for projects under $150,000.
  • Renovation Loans: Designed specifically for home improvements, these may include both ADU cost and site work.
  • Cash-Out Refinancing: Refinance your primary mortgage for more than you owe and use the difference to fund the ADU.

Eligibility

Because Mesocore homes are permanent structures built on permanent foundations, they qualify for traditional residential financing. Lenders will typically require credit verification, property appraisal, construction budget, and building permits.